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Capital Vacations

Capital Vacations Reviews

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What is your customer experience with Capital Vacations?

Capital Vacations Overview

The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.

AI insights based on reviews
Rating Distribution

Capital Vacations has a 1.4 star rating from 108 reviews. Consumers are mostly dissatisfied and 17% would likely recommend. Reviews cite high price levels and frequent requests for a refund.

Key Takeaways for Future Customers

  • Capital Vacations reviews show repeated reports of high-pressure sales and timeshare misrepresentation.
  • Expect issues with membership, booking availability, and billing practices.

Negative Feedback / Risk Areas

  • Frequent customer complaints about deceptive advertising, refusal to refund, poor customer service, and exit or relinquishment problems.
  • Reports of misleading accommodation photos and dirty or unsafe units.

Positive Feedback

Some guests noted nice facilities and occasional helpful representatives for reservations.

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sales maintenance fees fees presentation timeshare time share vacation contract service customer
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Marilyn H Vyy

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Winter Springs, Florida

1980s condo, ceiling falling, Windy Shores ll

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Virtual check-in. Not clean.

Should be condemned. No parking. They even said this place was not theirs. That was a lie.

Extremely dusty, closet door off, dryer handle nonexistent, broken handle on stove, supplies very limited. They did not even supply hair conditioner or beach towels.

This place was gross. Standing water in dishwasher was black.

Cons:
  • Said the condo board owned the condo not true
  • Lie said they had nothing to do with the accommodations

Preferred solution: Apology

User's recommendation: Do not believe anything they say!!!

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Kim D Ooy

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Charlotte, North Carolina

Room was false advertisement

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The pictures they show online are not what you see when you arrive on the property. The bedspread has holes, the ceiling was falling down, leak in the ceiling the carpet was nasty, the pillows were like bricks.

The back door was unlocked when we arrived as well. We checked out immediately the next morning.

Will not refund money. Very deceiving

Loss:
$311
Cons:
  • Asked for partial refund and was told no not in their policy

Preferred solution: Full refund

User's recommendation: Do not go by the pictures online

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Mary A Wlc

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Centereach, New York

VERY DISSATISFIED

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AI Highlights
  • - •High-pressure sales with misleading pitches; hard to reach for questions.
  • - •Horrific stay at Hollywood Towers: dirty rooms, unfriendly staff, and hidden Murphy bed.

Sales pitch not all true and extremely high pressure. Very difficult to get in touch (emails or phone) for questions and/or help.

Have received misinformation a number of times. Had a horrific experience at my last timeshare booking at Hollywood Towers, Fla. Complained to Jordan Lance and other reps but never heard back regarding the complaint of the unfriendly front desk, dirty furniture, dirty dishes, broken utensils, and difficult access to clean pool towels for the day. Worst of all, we had a Murphy bed to sleep on.

This was not mentioned in the room description, and my husband and I have very bad back ailments. This Murphy bed came out from between the arms of a couch. Therefore, it was extremely difficult to get in and out of the bed as well. We should absolutely be compensated for this, especially after the monthly dues we pay.

Oh, and the exorbitant amount of money to become a member in the first place! Also, got the pitch about go-weeks to use through Koala to pay for the dues. However, it seemed no one knew or knew very little about them. Then I tried to work with Koala, and it was the same thing with little to no guidance.

This business is an absolute disgrace. Members need to come together and make their complaints!

Not just to Capital Vacations Club but to politicians and the Better Business Bureau! I would call this a sham or even a scam!

Loss:
$1000

Preferred solution: Full refund

User's recommendation: STAY AWAY

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Pam B Ghi

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Conway, Arkansas

We want OUT of our timeshare.

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Updated by user Mar 09, 2026

We have contacted Capital Vacations numerous times about cancelling our contract. They will not negotiate with us.

We have never been late paying maintenance fees.

The cost to end the contract is rising. We have to pay a closing cost and rising maintenance fees for all of 2026.

Original review Mar 09, 2026
PissedConsumer.com Team,
My name is William Berry, and Im reaching out regarding an ongoing issue with the timeshare ownership my wife, Pamela Berry, and I have with Capital Vacations.
Like many families, we originally purchased our timeshare with the hope of creating special memories together. During the sales process, we were told that certain upgrades were necessary for our membership to function properly and for our adult children to be able to check in and enjoy the property on their own.

Trusting those assurances, we agreed to additional purchases and upgrades. Unfortunately, the benefits we were promised never truly came to fruition.
As the years have passed, what once in felt like an investment in family time has slowly turned into a growing financial burden. Our maintenance fees have continued to climb year after year. Most recently, they increased again and are now over $900 per monthabout $200 more per month than before.

For retirees trying to plan responsibly for the future, that kind of increase is incredibly difficult to absorb.
Our circumstances have also changed. We are getting older and facing health challenges that make future travel far less certain than it once was. Instead of looking forward to trips, we now find ourselves worrying about how to keep up with costs that no longer make sense for our lives.
In an effort to do the responsible thing, we reached out to Capital Vacations about their Graceful Exit program so we could respectfully close this chapter and move forward. However, we were told that exiting would require us to pay $9,181.37 in fees.

Simply put, that amount is beyond what we can reasonably afford.
When we explained our situation and asked if there was any flexibility given our circumstances, we were told the fees could not be waived or reduced. The only suggestion offered was to continue paying the rising maintenance fees for the remainder of the year and revisit the issue laterwith no guarantee that future fees would actually be waived.
Capital Vacations is a billion-dollar organization. For them, this may be just another account number in a system.

For us, it represents years of savings, stress, and uncertainty during what are supposed to be our golden years.
We never expected that something we purchased to bring our family closer together would become a financial obligation that feels impossible to step away from.
We are sharing our story here not only to seek a fair resolution, but also to help other consumers understand the realities we have faced. More importantly, we hope Capital Vacations will reconsider their position and show compassion toward long-time owners who are simply asking for a reasonable path forward.
Sincerely,
William Berry
Pamela Berry
Pros:
  • Many vacation options
Cons:
  • Lies about benefits of investing more
  • Very deceitful about the benefits promised
  • Rising maintenance fees

Preferred solution: We want to end our contract, be given half of our investment back, and have our 2026 maintenance fees returned.

User's recommendation: If you are considering purchasing a timeshare, our advice is simple: take your time, do your research, and carefully read every detail of the contract before signing anything. Ask hard questions about long-term costs, especially maintenance fees, how often they increase, and what the process truly looks like if you ever need to exit the membership. Make sure you get clear, written confirmation of any promises made during the sales presentation. Unfortunately, what is said in the room does not always match what is written in the contract. Get everything in writing!!!! What may initially sound like a wonderful opportunity to create family memories can become a long-term financial obligation that is very difficult and expensive to leave. Circumstances change as people get older, and what works today may not work ten or twenty years from now. We encourage future buyers to think not only about the vacations they hope to take, but also about the long-term commitment they are entering into. — William & Pamela Berry

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Anonymous
map-marker North Myrtle Beach, South Carolina

I was told that accommodation were a 4 star resort. They LIED!!!

AI Highlights
  • - The units are very old and lack safes.
  • - Staff would move me only if I buy a new unit.
  • - The area lacks golf and feels like old townhouses.

The units were clean so I thought.

I immediate noticed the monitor size TV in the bedroom. The name of the resort is Golf and Racket club.

The only truth is that it is a RACKET. No Golfing in the area. The area appears to be an old set of town houses. The units are extremely old.

The unit do not have safes. I woke up and saw a man fishing in the small pond. He caught a small fish and was thrilled.I went to the Capital Vacation meeting. Oh and told them about the lack of accommodation in the unit .

This is when they told me BUY a NEW UNIT and we will move you. Otherwise there is nothing we can do for you. We have been owners since 1982. They Just treat the owner like trash.

Thats the bottom line. Live and regret

User's recommendation: Never

View full review
Anonymous
map-marker Cape Canaveral, Florida

Disrespect sales pitch

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AI Highlights
  • - The experience felt hostile and disrespectful from the start.
  • - Staff pushed an aggressive pitch; we were told to leave and won’t return.

I wish I had read these reviews before wasting two hours of my vacation on what was, without question, the worst customer experience of my life.

Ironically, we were there because I convinced my husband to give this company a second chance. Last year, we were interested in buying, but after calling twice and never receiving a callback, we decided to walk away.

That should have been our answer.

From the moment we sat down, the experience felt hostile rather than welcoming. The salesperson spent most of the presentation talking in circles with explanations that made little sense. When I tried to speak, he actually motioned with his hand for me to stop talking. Imagine treating a potential customer that way.

I have attended countless business meetings and sales presentations throughout my career, and I have never experienced anything so blatantly disrespectful.

Thinking it couldnt get worse, another employee came in under the pretense of conducting a survey. Instead, he launched into another aggressive sales pitch. When my husband politely said we were ready to leave, the employee replied that my husband was nobody to tell him when he should stop talking.

My husband remained calm and respectful. The staff did not.

Moments later, another man stormed out of an office, shouted at us, and ordered the front desk to hand us our gifts and get us out.

This wasnt poor customer service.

It was arrogance, disrespect, and intimidation disguised as a sales process.

If this is how they treat people before earning their business, I would seriously question how they treat customers after they have signed a contract. We walked away absolutely certain of one thing: we will never return, and we would never recommend this experience to anyone.

User's recommendation: Don’t ruine one day of your vacation with this horrible sales experience

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1 comment
Guest

Check out all the reviews / Complaints on the Better Business Bureau website regard this clown organization, most would give zero stars if that was possible. We went to one of these *** sales presentations (it was a rainy day, so...why not right).

Well, I'm glad I did a Google search for Capital Vacations and showed my wife right in the middle of all their "sounds to good to be true" sales pitch and that sealed the deal to walk out. Grabbed my gift card and ran.

Linda and Bob M

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker New Cambria, Missouri

We want to exit our Timeshare.

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We are submitting this complaint after months of confusion, unanswered questions, and growing frustration regarding our ownership situation.

During a sales presentation, we were clearly led to believe that our Grand Crowne ownership would be traded in for Capital Vacations points. Based on what we were told, we understood that the Grand Crowne ownership would no longer be our responsibility.

Unfortunately, we later discovered that we were still listed as owners and were still responsible for the associated maintenance fees.

Last year, a representative even acknowledged that we should not still have that ownership. Then in June, we received a relinquishment letter that required a fee to close the account. Wanting to resolve the matter responsibly, we paid that fee on July 9, 2025. Since making that payment, we have not received any confirmation that the account has been officially closed, leaving us in a state of uncertainty.

At the same time, our personal circumstances have changed in ways we never expected.

My spouse has suffered three mini-strokes, and our ability to travel or use the timeshare has become impossible. What was once meant to be a way to create memories together has now become a constant source of stress during an already difficult time.

We have made every effort to resolve this through the proper channels. We contacted Capital Management on August 12, 2025, and later submitted a rebuttal after Customer Relations denied our request on September 8, 2025.

Despite being current on all financial obligations and doing everything asked of us, our requests for clarity about the exit program and for contact information for a supervisor have gone unanswered.

We simply want confirmation that the relinquishment we paid for has been processed and that this account is officially closed. After everything we have been through medically and financially, we are just asking for compassion, transparency, and closure.

At this point, our trust in Capital Vacations has been deeply shaken, but we still hope this situation can be resolved fairly and with the dignity every owner deserves.

Pros:
  • Nice facilities for vacation
Cons:
  • Maintenance fees are becoming outrageous and never end

Preferred solution: A reasonable exit option!

User's recommendation: Recommendation to Future Customers: If you are considering purchasing with Capital Vacations or converting an existing timeshare into their points program, take the time to verify every detail in writing. Do not rely solely on what is said during a sales presentation. Make sure you clearly understand whether a previous ownership is truly being transferred, traded, or released, and confirm who remains responsible for any maintenance fees or future obligations. It is also important to ask about exit options before committing to an ownership. Circumstances can change due to health, finances, or family situations, and understanding what options are available ahead of time can prevent significant stress later on. Always request written confirmation for any agreements, payments, or relinquishment arrangements. Having proper documentation can help ensure there is no confusion about your responsibilities and may protect you from unexpected costs or unresolved ownership issues in the future

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1 comment
Guest

These clowns at CV will lie right to your face, tell you about all the great things you can do, promise fees will only go up a little each year, tug at your heart strings with their sob stories about how using these "vacations" as a time to make memories with your family...yada yada yada (these people are actors). People need to do their research BEFORE ever signing on with these scammers. Everything they tell you (fast talking lies) will NEVER be in writing...repeat, these lies will NEVER be in writing so once you're pressured into signing just to escape their barrage of *** you forget to actually read the documents...now, they have you and will do everything to force you into paying their crazy "graceful exit" fee of whatever they decide.

Anonymous
map-marker Gilbert, Arizona

No way would i recommend capital vacations

AI Highlights
  • - Cannot get a room until May next year.
  • - Saving money avoids a bogus Capital Vacations lecture.
  • - Warn others at travel shows to avoid the aggravation.

cannot get a room until may of next year no way of knowing if this is correct keep the money saves me from listening to a bogus lecture about the positives of capital vacations

Hopefully no more bogus calls trying to get a room reservations and lecture

told them if i see them at another travel show i would tell people to keep on moving and save themselves the aggravation

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Anonymous
map-marker Kissimmee, Florida

Warning

Beware of fictious information provided by this company. They haul you and extort you when seek to exit the program.

Do not make decisions in their office. Go home and think about it.

Customer Service is not in the US. Imagine that experience.

View full review
Anonymous
map-marker Atlanta, Georgia

STRAIGHT SCAM!!!!!!!!

N Myrtle Beach location!!! Absolutely DECEPTIVE!!!

From the sales pitch to availability! I was warned not to buy into but really thought they were genuine!

I see the comments under each complaint by Capitol but honestly they will do nothing!!! Refund people their money!!!

User's recommendation: PLEASE!!!!!! DONT BUY INTO CAPITOL VACATIONS!!!

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Anette N Hle

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Wasted money

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Updated by user Jul 13, 2026

Don't fall for their scam.

Original review Jun 27, 2026

I was at a fest and Capital vacations was, there selling their vacation packages I was,skeptical at first but the sales lady reassured me over and over again that I was more than qualified for this 400.00 packages. I went to book my first 4 day 3 night time share presentation and I was told I did not meet the qualification on my income because I am a single female. Do Scam

Loss:
$400
Cons:
  • Scam

Preferred solution: Full refund

User's recommendation: It's a scam

View full review
Jequan Rul

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Pompano Beach, Florida

Sales experience

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AI Highlights
  • - High-pressure sales pitch.
  • - Today-only discount; price jumps.
  • - $100 Visa and a 'free' 7-night vacation; not fulfilled.
  • - Hidden $40/nt resort fee.

High pressure sales effort that lasted 3 hours (after being told less than 2 hours). Three different salespeople and then a fourth guy at the end conducting a survey, but really a last-ditch effort.

He was the only rude person I encountered. Huge 'discount' only available today. Double the price tomorrow. Huge red flag.

(Why would selling it the next day at the 'discount' price be a problem? Of course, the discount price was the actual price. The higher number was made up to pretend there's a discount.) Whole presentation is choreographed. Was offered a $100 Visa card and 'free' 7-night vacation at any of their resorts.

They do not fulfill the vacation. An apparent third party and travel agency does. $100 when you register is refundable only if you don't go. $40/nt resort fee, but not clear if it applies to all places.

Neither was mentioned.

Virtually every timeshare company does this same type of presentation—except Disney. I will say their resort in *** was very nice and a good value for the cost.

Pros:
  • Lot of options
Cons:
  • Demand you decide immediately

Preferred solution: The promised free vacation

User's recommendation: Understand they are telling you that you must buy immediately or not at all.

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Denise A Frd

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Salt Lake City, Utah

We want to exit our timeshare ownership and have been trying to do so for months now!!!

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AI Highlights
  • - Capital Vacations pressured us into a Dec 14, 2024 contract.
  • - They demand 110% payment for a canceled loan, harming credit.
Updated by user Apr 02, 2026

This company loves to take your money, but will not follow thru with their cancellation policy!!We want our initial down payment refunded and the collection letters to STOP

Original review Mar 17, 2026
If you are considering Capital Vacations, RUN. They dont just have poor business practices; they have a calculated, predatory system designed to trap seniors and bleed them dry.
On December 14, 2024, my wife and I were pressured into a contract we didn't want. We knew immediately it was a mistake and did exactly what the law requires: we called to cancel within the legal rescission period.
That is when the "Stonewall Scheme" began.
Between December 20th and 21st, we spoke to Laura Teagarden and Brooke Morgan. Both promised to "talk to their supervisor" and get back to us. They never did. It was a deliberate act of obstruction to run out the clock on our legal rights. By the time we reached Daniel Evinger in Januarywho actually admitted our first call was on timethe company suddenly claimed our formal cancellation letters were "missing" from our file.
The "professionalism" since then has been a nightmare. Paul Houser actually had the audacity to suggest we "buy more" to fix the problem! Their so-called "Graceful Exit" is a ransom note: they demand we pay off the entire $30,000+ loan, plus maintenance fees, plus an additional TWO YEARS of fees just to leave. They are demanding 110% payment for a product we legally canceled and never used!
The consequences have been catastrophic. Because Capital Vacations refused to honor our legal rescission and trashed our credit, my wife and I have been denied critical financing for our family business. Our company is now facing total bankruptcy. They are intentionally destroying our livelihood and our health for a "needless upcharge" sold under false pretenses. They are manipulative, unethical, and operate in total bad faith. We are demanding an immediate cancellation and a full refund.
DO NOT TRUST BOLD PROMISES FROM: {{Redacted}}. https://capitalvacations.com/
Capital Vacations LLC...avoid purchasing with them at all costs!!!
Loss:
$3000

Preferred solution: Full refund

User's recommendation: For anyone currently navigating a contract with Capital Vacations, it is vital to understand that the "supervisor review" mentioned by reps like Laura Teagarden or Brooke Morgan is often a calculated myth designed to stall you until your legal rescission period expires; do not hang up, and instead demand an immediate escalation or record the call where legally permitted. Because this company has a habit of "misplacing" files and "losing" emails, your only true protection is sending a physical cancellation letter via Certified Mail with Return Receipt Requested to secure that undeniable "green card" proof for court. You must treat the rescission window as a hard deadline rather than a suggestion, which means you should stop engaging with sales reps who are only motivated by their commissions and send your notice the moment you leave the office. Furthermore, document every interaction with staff like Daniel Evinger or Paul Houser by logging the date and time, then immediately follow up with an email summarizing the conversation to create a permanent paper trail they cannot delete.

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Felice Z

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Novi, Michigan

Lied at the presentation.

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My wife I went to a presentation in *** *** in 2025 and were fed nothing but lies. Anyone should run away from them. If I could give them 0 stars I would!!!

Loss:
$6
Cons:
  • False claims

Preferred solution: Full refund

User's recommendation: STAY AWAY

View full review
Trever M Dwm

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Cumming, Georgia

We want to end our timeshare ownership

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AI Highlights
  • - Terminate member 105**** and contract 125****.
  • - They described it as an investment/vacation club.
  • - No hard credit check promised; a credit hit occurred.
Updated by user Apr 02, 2026

Nothing is free, run, don’t walk away. Capital Vacations is very deceptive and pushy.

Updated by user Mar 19, 2026

No, never.

Original review Mar 18, 2026
We are posting this here because Capital Vacations has completely cut off communication and is giving us zero response to our formal disputes. We are demanding the immediate termination of member number 105**** and contract 125**** due to blatant misrepresentations made during their high-pressure presentation.

They looked us in the face and told us this wasn't a timeshare, but an 'investment' for our children and a 'vacation club.' That was a flat-out lie. They also promised there would be no hard credit check—another lie, as we found the hit on our credit report immediately. To make matters worse, they told us we could pay the balance off like cash within 30 days, yet they locked us out of the system until that 30-day window had already passed. Since returning home from Florida, we have been met with a wall of silence.

We've called the main office repeatedly, and not a single person has had the professional courtesy to return a call. When we finally cornered someone, they had the audacity to say we had to pay the full balance just to cancel a 'policy' that was never disclosed when we signed. Between the hidden resort costs, parking fees, and the fact that we haven't been able to use this even once, this has been a financial nightmare for our family. We feel completely defrauded.

If you are reading this and thinking about attending a presentation: STAY AWAY. They will tell you anything to get a signature and then disappear the moment you need help.

Capital Vacations, we are done waiting for a 'callback' that never comes. We want a resolution and we want out of this fraudulent contract.
Cons:
  • Everything about it

Preferred solution: Full refund

User's recommendation: Don't let the "friendly" sales pitch fool you—once they have your signature, the communication stops and the financial trap begins. If you’ve already signed, stop calling your sales rep and immediately send a cancellation notice via Certified Mail with Return Receipt Requested so they can't claim they never received it. Document every name, date, and promise made, because you’ll need that evidence when they inevitably obstruct your exit. Save your credit and your sanity: run the other way.

View full review
1 comment
Guest

Thank you

Dale J Yhu
map-marker Chicago, Illinois

Waiting for a response on money that you *** us??

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Called again. This person said that they had no record of receiving the requested documents.

Prior to that, we were told they had everything. Still no resolution, and the issue was sent down the line to a ***.

Loss:
$950
Cons:
  • Did not send us the money from the rental of our property

Preferred solution: Full refund

User's recommendation: Avoid dealing with this company

View full review

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